Do Halifax lend in Northern Ireland?

If the property is freehold, then you will own the property and the land it’s built on. We don’t lend on freehold flats in England and Wales or Northern Ireland.

Are Halifax still giving mortgages?

Halifax, the UK’s biggest mortgage lender, has withdrawn the majority of the mortgages it sells through brokers, including all first-time buyer loans, citing a lack of “processing resource”.

How do I contact Halifax mortgage?

Call us on 0345 850 3705 to speak to one of our mortgage experts by phone or video. Lines are open Monday to Friday 8 am – 8pm and Saturday 9am – 4pm.

Can you get a mortgage on furlough Halifax?

You can still apply for a mortgage if you are on furlough leave, but your choice of deals has been reduced because of your employment situation.

Will Halifax give me a mortgage with a CCJ?

If you’re looking for a mortgage and you’re using an independent mortgage broker Halifax the answer should be yes. Having a County Court Judgement or CCJ either unsatisfied or satisfied should still allow you to obtain your mortgage finance.

Can I switch my Halifax mortgage to interest only?

If you’re thinking about changing your repayment method to a repayment mortgage or to interest only, you’ll need to call us to discuss your situation. If you’re wanting to change to interest only, you’ll be required to provide us with evidence of your repayment plan.

How long does Halifax take to approve a mortgage?

How long does a mortgage application take? The length of the mortgage application process can take anything from one to six weeks.

How do I speak to someone at Halifax?

If you’d prefer to speak to someone, you can call us on 0345 720 3040. If you’re calling from abroad, you can call us on +44 (0)113 242 1984 (lines open 7am – 11pm, seven days a week for existing customers).

Can I speak to a mortgage advisor online?

We are online when you need us from start to finish. Our mortgage advisors work remotely, so they will pick up your enquiry on their laptop or mobile app. Please note: We can only provide mortgage advice for properties in the United Kingdom (UK).

How long do Halifax take to approve mortgage?

Do I need a conveyancer to get a mortgage with Halifax?

Using the Halifax Conveyancing Service isn’t a requirement of applying for a mortgage with us and inclusion of a firm on our eConveyancing panel does not constitute a recommendation or endorsement of that firm by the Halifax. Retrieve a quote or track your case.

Can I get an outright mortgage in Scotland?

In Scotland (except in rare cases where there is a form of long lease known as a ‘tack’) all properties are owned outright by the ‘registered proprietor’. We currently only offer this type of mortgage if you are applying through a mortgage broker.