What documents are required for HDFC bank account?
HDFC bank account opening documents required
- Proof of Identity – Passport, Driving license, Voter’s ID card, etc.
- Proof of address – Passport, Driving license, Voter’s ID card, etc.
- PAN card.
- Form 16 (only if PAN card is not available)
- 2 latest passport size photographs.
- Qualification certificate (Optional)
What is OC proof in HDFC home loan?
An Occupancy Certificate (OC) is an essential document that confirms that a property is fit for living and has been built in compliance with the approved plan and applicable building codes and bye-laws. It is issued by local civic bodies like municipal corporations after the project construction is completed.
What are documents required for loan?
Documents Required for a Personal Loan Identity proof (copy of passport/voter ID card/driving license/Aadhaar) Address proof (copy of passport/voter ID card/driving license/Aadhaar) Bank statement of previous 3 months (Passbook of previous 6 months.
What document do I need to open a bank account?
What do I need to open a bank account?
- At least two forms of government-issued photo identification, such as a valid driver’s license or passport.
- Social security number or individual taxpayer identification number.
- Utility bill with current address information.
What is proof of end use?
Proof of End Use (as per discretion of HDFC Bank) Certified Bank statement of last 3 months (Passbook of last 6 months) Last 2 salary slips/Latest salary certificate with the latest Form 16.
Is ITR required for personal loan?
ITR – When you apply for personal loan as a self-employed, it is mandatory to have filed ITR in previous years. Banks and NBFCs will give you a loan if you have filed ITR of minimum 2 years. Some banks and finance companies may require you to submit ITRs of minimum 3 years.
Can I get home loan without OC?
Scenario 1: OC is not required when you apply for a home loan for a property that is under construction. He applied for a home loan, which was approved as the property was under construction. Scenario 2: In the case of a newly constructed property, the builder has around 12 to 18 months to obtain an OC.
What are the documents required for HDFC housing loan?
DOCUMENTATION
| Agriculturists | Salaried Customers |
|---|---|
| Application form with photograph | Application form with photograph |
| Identity and Residence proof | Identity and Residence proof |
| Last 6 months bank statements | Last 6 months bank statements |
| Processing fee cheque | Processing fee cheque |
What is credit documentation?
Credit Documentation means each note, indenture, loan agreement or other evidence of indebtedness or interest therein applicable to a Reference Obligation.
How do I verify a loan document?
Look at the 5 steps personal loan verification process that is usually followed by all major banks and NBFCs in the country.
- Loan Application:
- Online Decisioning:
- Document Collection:
- Verification of Documents:
- Loan Disbursal:
What are the governing documents required for HDFC Property Management?
The HDFC’s Board of Directors or property management company should have all the governing documents. The City’s Automated City Register Information System (ACRIS) contains Deeds, Regulatory Agreements, Security Agreements, and Mortgages.
Can I get a personal loan from HDFC without documentation?
If you are already a KYC-compliant HDFC Bank customer, you could get a personal loan with no documentation. Even for non-customers, the documentation process is simple, quick and hassle-free.
What are the requirements to buy an HDFC co-op?
Buyers of HDFC apartments must fulfill certain requirements set forth in the law, any document signed by the coop with a governmental agency, and the coop’s governing documents. Requirements for buying into and owning an HDFC coop are described below but are only intended to describe general policies.
How long does it take to get a loan from HDFC?
If you are not a pre-approved HDFC Bank customer and have all the necessary documents, you can get the loan funds in under 4 hours. Do we have to submit my original KYC dcuments?